Today’s Top Mortgage Lender Rate Report on 1/26/2011 by LoanSafe.org

Mortgage and lending rates for the last few weeks have not acted when they were about a month. Just last month, the rates much more volatile and seemed to change every other day. Based on our daily research, it appears that the majority of the loan programs from top mortgage lenders have remained fairly level. Yesterday we saw a few different types of mortgage trend down a little.

Wells Fargo has one or two changes now it is up to the home purchase and refinancing rates and the rest for the same. In the Chase, it was the 15-year fixed refinance rate back to 4.125%, where it was the other day. Bank of America seems to change in interest rates today. In the B & A home purchase program, whose 30-year fixed-rate interest only 5-year ARM, 5 year and interest rates rose only slightly, which you can see below.

Wells Fargo Home Purchase Prices:

30-year fixed 4.875%

30-year fixed FHA 4.750%

15-year fixed 4.250%

5-year ARM 3.250%

5-year ARM FHA 3.250%%

Wells Fargo Refinancing Rates:

30-year fixed 4.875%

30-year fixed FHA 4.750%

15-year fixed 4.250%

5-year ARM 3.375%

5-year ARM FHA 3.250%

Chase Home Purchase Prices:

30-year fixed 4.750%

15-year fixed 4.000%

7 / 1 ARM 3.750%%

5 / 1 ARM 3.250%%

Chase refinance rates:

30-year fixed 4.750%

15-year fixed 4.125%


  
7 / 1 ARM 3.875%

5 / 1 ARM 3.375%

Bank of America Home Purchase Contract prices:

30-year fixed rate 4.750%

5-year ARM 3.000%

30-year fixed-rate interest only 5.375%

5-year ARM, interest only 3.375%

Bank of America refinancing rates:

30-year fixed rate 4.750%

5-year ARM 3.125%

30-year fixed-rate interest only 5.375%

5-year ARM, interest only 3.500%

PNC Home Purchase Contract prices:

10-year fixed rate 4.125% - 4.875%

15-year fixed rate 4.250% - 5.125%

20-year fixed rate 5.000% - 5.750%

30-year fixed rate 4.875% - 5.375%

PNC refinancing rates:

10-year fixed rate 4.125% - 4.875%

15-year fixed rate 4.250% - 5.125%

20-year fixed rate 5.000% - 5.750%

30-year fixed rate 4.875% - 5.375%